Repairing Credit Ratings to Build Credit
Is your goal to repair your credit rating? Then you might want to consider many factors before getting started on building you credit. Credit is
Is your goal to repair your credit rating? Then you might want to consider many factors before getting started on building you credit. Credit is
There are essentials to repairing your credit and building your history. It depends on your situation, but in most cases you can find a way
Why is it important to have good credit? With today’s society becoming more and more business oriented, establishing and maintaining good credit is vital if
We know that it’s good to consolidate credit card debt (at least that is what we keep hearing from everyone). In fact, the first step
‘Credit card debt consolidation’ is a phrase that you must have come across many times. There are hundreds of sites with advice on credit card
If you are having difficulty with your credit score and rating, or having a hard time getting a credit card you might want to consider
We find your online accounts for you. No guessing or searching required.
All your accounts are updated throughout the day, including pending transactions.
Ask your bank or credit card company anything with a click of a button.
Easy and Advanced modes make it perfect for any user. It’s also easy to read and understand your credit with horizontal sliding features. Search and sort to find anything fast.
For the first time your daily transactions are integrated in to your credit report. See how your creditors are reporting you and ensure accuracy.
Get important Alerts with changes to your credit report by phone or email. If you suspect identity theft, just push the button to stop it.
Set up your notifications based on the dollar amount that best suits your needs and get notified right away of important activity.
If you receive an alert about a purchase you did not make, just simply press the button to notify your bank that the purchase was not yours.
Under the Fair Credit Reporting Act and the Fair and Accurate Credit Transactions Act (“FACTA”), we can get money damages for you if we have to sue the credit reporting agency to get your credit report cleaned up. You may be entitled to actual damages including emotional distress, embarrassment and humiliation.
Timely payments reported as late – Some creditors have collection departments that report payments several day and sometimes weeks after receiving a payment from you.
Derogatory information that remains on a credit report for longer than seven (7) years.
Bankruptcy information that remains on a credit report for longer that ten (10) years.
Home mortgage loans being reported as foreclosures when in fact, no foreclosure had ever been initiated by the lender.
Common causes for Credit Report Errors
Identity Theft – for the past several years, this has been one of the fastest growing crimes in America. Someone gets a hold of your personal information and opens credit accounts in your name.
Mixed/Mismerged data – Two different people with the same name might have data mixed up between their accounts
It’s been proven time and time again that creating a budget can help you pay off debt, save money and put yourself into a solid financial position. Our online budgeting system features a modernized design, with preset categories allowing you to simply fill in the blanks and update along the way. Each month, we’ll track your progress and place it into a budgeting report – allowing you to see the impact of following and maintaining a budget.