Welcome to Credit Repairs Now
In less than five minutes, learn how to change your financial future forever!
Financial Education Services has been helping consumers achieve their highest financial potential for over 10 years.
Our ever-expanding service line is consistently evolving to meet the demand towards a solution for financial issues consumers face today. We’ve covered the spectrum to create programs that can offer assistance to various pieces of the financial puzzle, with easy-to-use programs and the highest level of customer support. By including educational resources along the way, we aim to help you meet your financial goals while also providing you with the tools for long-term, consistent success.
Our career opportunity provides a foundation for individuals and teams that are driven, highly motivated and looking for access to immeasurable success- while positively changing lives across the country.
SECURE CARD
The First Progress Platinum MasterCard® Secured Credit Card is a full-feature Platinum MasterCard® with a credit line based on a security deposit rather than on a credit score.
RENT REPORTING
If you’re a renter, your largest monthly expense is probably your rent payment. Yet you don’t build your credit score by paying your rent on time.
MY CARE PLAN
When it comes to your health and your assets, you're used to being in charge. The decisions you make for yourself and your family are important because you know what's best for you.
ULTRA SCORE
This valuable program will guide you through simple steps to maximize your credit potential. Our large financial resource center, payment calculators and financial planning documents are included to answer all questions related to your unique financial situation.
MERCHANT SERVICES
Accepting credit and debit cards, safely and securely, is important and crucial for all businesses in any industry. International Bancard is your businesses’ credit card services partner for accepting credit and debit cards, anytime and anywhere.
SMART CREDIT
We've made your credit report horizontal and easy to read! Search or find anything quickly and utilize tabs to view more or less detail. Through Smart Credit, you'll be able to view your credit score, auto score, insurance score and even a hiring risk index for job seekers.
We find your online accounts for you. No guessing or searching required.
All your accounts are updated throughout the day, including pending transactions.
Ask your bank or credit card company anything with a click of a button.
Easy and Advanced modes make it perfect for any user. It’s also easy to read and understand your credit with horizontal sliding features. Search and sort to find anything fast.
For the first time your daily transactions are integrated in to your credit report. See how your creditors are reporting you and ensure accuracy.
Get important Alerts with changes to your credit report by phone or email. If you suspect identity theft, just push the button to stop it.
Set up your notifications based on the dollar amount that best suits your needs and get notified right away of important activity.
If you receive an alert about a purchase you did not make, just simply press the button to notify your bank that the purchase was not yours.
Under the Fair Credit Reporting Act and the Fair and Accurate Credit Transactions Act (“FACTA”), we can get money damages for you if we have to sue the credit reporting agency to get your credit report cleaned up. You may be entitled to actual damages including emotional distress, embarrassment and humiliation.
Timely payments reported as late – Some creditors have collection departments that report payments several day and sometimes weeks after receiving a payment from you.
Derogatory information that remains on a credit report for longer than seven (7) years.
Bankruptcy information that remains on a credit report for longer that ten (10) years.
Home mortgage loans being reported as foreclosures when in fact, no foreclosure had ever been initiated by the lender.
Common causes for Credit Report Errors
Identity Theft – for the past several years, this has been one of the fastest growing crimes in America. Someone gets a hold of your personal information and opens credit accounts in your name.
Mixed/Mismerged data – Two different people with the same name might have data mixed up between their accounts
It’s been proven time and time again that creating a budget can help you pay off debt, save money and put yourself into a solid financial position. Our online budgeting system features a modernized design, with preset categories allowing you to simply fill in the blanks and update along the way. Each month, we’ll track your progress and place it into a budgeting report – allowing you to see the impact of following and maintaining a budget.
